The "textbook" and chat examples of fraud gangs in northern Myanmar have been exposed! Set as a female white-collar worker in her thirties in Myanmar | Fraud | Example
Recently, Voice of China interviewed Mr. Zhang, a Ph.D. from the Chinese Academy of Sciences who had been scammed into a scam park in Myanmar for over a year. Afterwards, Mr. Zhang provided two materials obtained from the Myanmar fraud gang to Voice of China, one for the so-called "learning of business expertise" and the other for "chat examples". The so-called "business professional knowledge" consists of 16 pages, which provide detailed requirements for hardware equipment understanding, personal image shaping, and other aspects. For example, in the field of personal image creation, fraudsters require victims to shape themselves into independent divorced women aged 32 to 40 and standing between 1.68 to 1.72 meters tall.
In the "Chat Example", 21 chat screenshots specifically demonstrate how fraud gangs can use their portrayed identities to chat with middle-aged and elderly men, and then lead them into the trap of financial fraud. Mr. Zhang said that in order to gain the trust of victims, playing hard to get is a commonly used scam tactic. What fraud tricks can be identified through these two materials? What measures can be taken to prevent fraud?
Dr. Zhang, a doctor from the Chinese Academy of Sciences, was scammed to Myanmar for a year and forced to work 18 hours a day, which has attracted widespread attention on the internet. This case has also reminded many job seekers not to believe in working abroad. Mr. Zhang believes that in his experience of being deceived, there are more things that can remind everyone to stay away from fraud. Therefore, he sent two so-called "learning documents" that were forwarded by email during his time in Myanmar to Voice of China. The so-called "business expertise" on 16 pages contains over 11000 words.
The learning content of the "Business Professional Knowledge" section
Mr. Zhang said, "I posted it in August, but it's relatively new. This is just one of them, and there are others. Scammers also constantly learn new knowledge every day, including anti fraud propaganda in China. They will read and improve on those things. He will require them to read for a period of time every day, and over time, they will slowly write it down. If they can't write it down, the company will punish them with pen copying, and they also have exams. Based on the training content above, they will list questions and answer them on the test paper. They pay special attention to details in their conversations, and if they don't do well in details, it's easy to reveal the truth."
Due to the fact that the gang mainly engages in financial fraud, it is necessary to start by learning what cryptocurrency is, what wallets are, and why digital currency has become mainstream. At the same time, it is necessary to have a thorough understanding of the company's software and hardware systems to pave the way for future telecommunications fraud.
Of course, in this set of "business", the most important thing is the creation of character design. Mr. Zhang said that the document details the "female" traits that these fraudsters want to shape.
Mr. Zhang said, "Generally, white-collar women in their thirties are single or divorced, and their interests and hobbies are packaged as high-end women. They have high-end hobbies such as fitness and golf, and their height and weight are also good. They are about 35 years old, about 170 centimeters tall, and weigh about 50 kilograms. Even zodiac signs and birthdays are required for us to memorize. Education is usually obtained from prestigious schools, and they work as white-collar workers in a well-known large company."
The document explains that the customer group of fraud gangs tends to be middle-aged and elderly men. Scammers will shape themselves into a specific perfect image. In addition to being of appropriate age, good image, and good temperament, they also need to have a positive and sunny personality. For example, although in a divorced state, in terms of marriage and love, it is important to be full of positive energy. The document clearly states, "Two people should understand, tolerate, respect each other, and give each other space."
If the study of business expertise is only about mastering theory, the 21 page chat example document, with specific chat screenshots, demonstrates how to "practice". The conversation took place between a woman and a retired man in his 60s. The fraudster first sent a photo of a highly attractive woman, introducing themselves as a 38 year old white-collar worker from a network technology company, showcasing the gentleness of a woman in their conversation. Mr. Zhang said that the requirement for fraudsters is to act as accurately as possible.
Mr. Zhang said, "Photos are usually stolen from the internet, and there may be hundreds or even thousands of photos of various types, just like a complete set of character materials. We also need to learn some things that women often do, such as skincare and beauty knowledge, yoga and other sports, and learn, explore, and improve slowly through chatting, which is to accumulate experience. While working, we summarize and analyze the problems in chatting, and then provide targeted training. These things are all to make their image appear more realistic, just like the role of an actor, the more they act, the better."
After the basic information such as age and height is fabricated, the fraud professional knowledge document also requires gang members to set up details such as ancestral origins, talents, experiences, and life stories, and to shape an image of a "close relative", which can be an uncle, aunt, uncle, etc.
Mr. Zhang said, "Family members also need to be organized because our salesperson is only responsible for discussing emotions and gaining the trust of clients. When we talk about financial investment, we will tell clients that we don't know much about it. We can introduce our uncle or aunt to them, and ask them to explain investment knowledge and transfer them to the role of uncle or aunt."
Scammers will chat with several victims simultaneously. After a lot of dialogue, fraudsters will extract information such as the victim's work and address, and label each victim's characteristics. In this process, they will judge whether the other party has money and is easy to be deceived. Theoretical documents specifically require fraudsters to remember the logical thinking of "either not opening the account, opening it for three years".
For example, in the above chat demonstration, the fraudster disguised himself as a woman and asked the other person, "I saw many beautiful flowers in your photos. Did you grow them yourself?" Mr. Zhang said, with the aim of judging the other person's living environment.
Mr. Zhang said, "Talking about work is to extract the personal information of the scammer. You talk about your own work, and the scammer must also talk about their own situation, so that you can determine whether they have money. If they don't have money, they can just throw it away and not chat. Based on the photos sent by the client themselves, if they have more money than the wealthy person, their living environment, and the car they drive, they can all determine whether they have money. Therefore, it is necessary to explore, and this is judged through experience. Team leaders, team leaders, or other people who cheat into big money will share some of their own chat experiences and then say what areas need improvement in our chat."
Once trust is established, it can shift from emotional topics to financial investment, and the early goals of the fraud gang can be basically achieved. Then, it can "cut off customers".
Mr. Zhang introduced that based on the "learning of business expertise", the most common method is to suddenly stop chatting with clients while they are in a lively conversation, and then tell them, "Sorry, just now my teacher suddenly told me that there is a good market and asked me to trade. Look, how much money did I make?"
Mr. Zhang said, "'Customer cutting 'means starting to guide customers to invest. We will discuss the economic situation through sharing news, and then further discuss whether the customer has any investment issues. We will observe the customer's reaction, and if their reaction is good, we will directly guide them to invest. If not, we will continue to discuss emotions."
Reviewing the entire so-called "learning document" and chat demonstration, the tricks involved are not new, but after accurately targeting the target customers, using "play to win" to dispel the vigilance of the victims is their common strategy. Mr. Zhang said that the first person responsible for preventing fraud is oneself. For everyone, first of all, they should be cautious in adding friends they don't know. Secondly, if the other party mentions investment related topics, they must be vigilant.
Mr. Zhang said, "In the process of chatting with the victims, we hide our purpose and prevent customers from discovering that they are scammers. For a long time, we didn't talk about investment or finance, but only talked about our interests and hobbies. After gaining emotional trust, we would bring up investment matters. Moreover, we didn't actively invite customers to invest, but only talked about how much money we made from investing. This kept hanging on to the customers and making them fall for it. So, for example, when we mention that she has wealthy relatives or friends, it is related to investment, and we need to be vigilant."
