Today's data selection: Deposit interest rates were cut three times during the year; the number of personal pension financial products increased to 23

Coronavirus Activity Division Lowest Level of Respiratory Tracts This Year What to Do About Recurrent Respiratory Infections

Currently, many parts of the country are experiencing cooling and cold wave weather, various respiratory diseases are at a high incidence, and multiple respiratory viruses are co-circulating, making disease prevention and control tasks arduous. However, data from the National Health Commission shows that in the past week, the number of emergency respiratory illnesses has dropped significantly from the peak.

The National Health Commission stated at a press conference held on December 24 that the overall number of outpatient and emergency respiratory disease diagnoses and treatments in medical institutions across the country continued to show a fluctuating downward trend. Data from the National Health Commission show that on December 22, the total number of outpatient and emergency respiratory disease diagnoses and treatments in secondary and above medical institutions across the country dropped by 8.2% from the same period last week, and by 30% from the peak.

Generally speaking, the current acute respiratory diseases are dominated by influenza virus, with a variety of other pathogens co-circulating. Among them, influenza activity is at a high level but has declined slightly, the activities of Mycoplasma pneumoniae, adenovirus, and respiratory syncytial virus have fluctuated, and the new coronavirus has Virus activity is at its lowest level this year.

Trillion-level local debt in 2024 is ready to be released, and the early approval quota is expected to be released this week

As this year's local government bond issuance of over 9 trillion yuan comes to an end, some provinces have begun preparations for bond issuance in 2024 in order to stabilize the economy and make up for shortcomings.

According to data from the China Bond Information Network, Jiangsu, Hebei, Shanxi, Hainan and other places have recently disclosed local government bond issuance plans in the first quarter of 2024, and the bond issuance scale in the first quarter is expected to exceed 220 billion yuan. Anhui, Gansu, Ningxia and other places have established local government bond underwriting groups for 2024~2026 to prepare for bond issuance next year. On December 25, financial personnel from the central and western provinces told China Business News that the Ministry of Finance has not yet officially issued an advance approval of government bonds in 2024, and local governments are waiting for the advance approval quota.

Several finance and taxation experts told China Business News that it is expected that next year's trillion-level new bonds will be issued to local governments in advance by the end of this year, so that local governments can issue bonds as early as possible next year, giving full play to the role of bond funds in stabilizing investment, stabilizing growth, making up for shortcomings and promoting consumption, and helping Macroeconomic stability. However, considering the issuance of 1.3 trillion yuan of special refinancing bonds and an additional 1 trillion yuan of government bonds in the fourth quarter of this year, it is expected that the progress of bond issuance next year will be slower than this year.

The deposit interest rate was cut three times during the year, and the 3-year and 5-year deposit interest rates were reduced to the edge of 2%.

Following the implementation of a new round of deposit interest rate adjustments by the five major banks including ICBC, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications and China Merchants Bank on December 22, joint-stock banks collectively followed up on Monday. On the morning of December 25, joint-stock banks such as China CITIC Bank, Ping An Bank, China Everbright Bank, China Zheshang Bank, Shanghai Pudong Development Bank, Bohai Bank, Minsheng Bank, Hua Xia Bank, Hengfeng Bank, and China Guangfa Bank all updated their deposit listed interest rates through official channels. . After this adjustment, the 3-year time deposit listed interest rates of many joint-stock banks have also dropped to the edge of 2%, and the 5-year time deposit rates have mostly dropped to 2.05%. However, after adjustments by Zheshang Bank, Bohai Bank, etc., the highest fixed deposit listed interest rate remains at 2.3%.

In addition, the Postal Savings Bank of China, which did not adjust interest rates synchronously in the previous period, has also updated the latest interest rate levels on its official website. After the same reduction, except for the slightly higher interest rates for half-year and one-year fixed deposits, the interest rates for other deposit types have remained consistent with those of major banks. consistent.

The elderly population in Japan's 25 prefectures will account for more than 40% in 2050

According to a report by Japan's Kyodo News on December 25, the estimated population data for various parts of Japan recently released by the National Institute of Social Security and Population Issues of the Ministry of Health, Labor and Welfare show that as of 2050, among the population of Japan's 25 prefectures, the proportion of 65-year-olds will be More than 40%.

Projected data shows that by 2050, Japan's Akita Prefecture will have the highest proportion of elderly people, reaching 49.9%, which is almost half of the county's population. The second is Aomori Prefecture with 48.4%, and the third is Iwate Prefecture with 45.9%. Data also shows that by 2050, the population of all prefectures in Japan will decrease, except for Tokyo. Japanese media said that the trend of population concentration in Tokyo is emerging.

The data also shows that Japan's total population in 2050 is expected to decrease by 17% from 2020, to 146 million people. As the problem of declining birthrate intensifies, not only the number of young people in Japan is decreasing, but the number of elderly people is also declining. It is estimated that by 2050, the population of all prefectures in Japan will decrease, except for Tokyo.

The number of personal pension financial products has increased to 23

Recently, China Financial Management Network disclosed the list of personal pension institutions and products as of December 22, 2023. The reporter noticed that in the list of personal pension institutions, there are 23 commercial banks and 11 wealth management companies. In the product list, the number of personal pension financial management products has increased to 23, an increase of 4 compared to the previous 19. Among them, ICBC Financial Management and CCB Financial Management each added 2 new products.

Information from the bank financial management registration center shows that since the launch of the first batch of personal pension financial management products in February this year, the financial management registration center has supported 6 financial management companies, including CCB Financial Management, to successfully issue personal pension financial management products. A total of 16 commercial banks sell 23 personal pension financial products on behalf of investors, with the cumulative purchase amount of investors exceeding 1.2 billion yuan.

Since the introduction of personal pension accounts, in pilot areas, in addition to depositing a certain amount each year to deduct individual taxes, participants can also choose to purchase funds, insurance, and financial management in the account according to their own risk preferences. and savings products.

It should be reminded that according to regulations, the maximum amount that participants can deposit per year is 12,000 yuan. There is currently less than a week until the end of 2023. For participants who have not used their quota this year or have not used up their full quota, they need to seize the last few days.