From this bank, Shanghai's first head office level technology finance business unit unveiled Shanghai Rural Commercial Bank | Enterprise | Shanghai's first head office

Release time:Apr 13, 2024 22:36 PM

The internal structure of Shanghai's banking industry is quietly undergoing changes with service innovation. On June 21st, the Technology Finance Division of Shanghai Rural Commercial Bank was officially unveiled, which is also the first technology finance division at the head office level in the banking industry in Shanghai.

At the beginning of this year, Shanghai Rural Commercial Bank's "Xin Energy" strategic emerging customer cultivation plan was upgraded to version 3.0, creating a collaborative ecosystem "Xin Ecology" with science and technology innovation enterprises as the core. The bank collaborated with government agencies, exchanges, securities companies, investment institutions, service institutions, and others to tailor to the different needs of science and technology innovation enterprises at different growth stages, providing "six dimensional empowerment" such as industry integration, policy docking, investment recommendation, professional guidance, talent management, and financial technology, to safeguard the development of science and technology enterprises. As of the end of 2022, Shanghai Rural Commercial Bank has cumulatively served nearly 6000 technology-based enterprises, with a loan balance of over 71 billion yuan for technology-based enterprises, serving over 30% of "specialized, refined, and new" small and medium-sized enterprises and nearly 50% of "specialized, refined, and new" small giant "enterprises in the city.

It is reported that the Agricultural and Commercial Bank of China will also focus on building a number of technology characteristic branches, cultivating a group of professional talent teams, and serving a group of innovative technology enterprise key projects in the future. It will achieve full coverage of science and technology innovation center carriers and clusters such as Zhangjiang High tech Park, Lingang Free Trade Zone, Caohejing Development Zone, G60 Science and Technology Innovation Corridor, and Da Linghao Bay.

At the unveiling ceremony, Shanghai Rural Commercial Bank also officially released the "Xinlian Loan" product plan, partnering with high-quality private equity investment funds to provide more accessible, affordable, and sustainable financial services tailored to the financing characteristics of early - and medium-term science and technology innovation enterprises.

In the "Xinlian Loan" product plan, Shanghai Rural Commercial Bank provides certain credit support to high-quality scientific and technological innovation enterprises that have been invested in by cooperative investment institutions, thereby providing comprehensive financial services of "stock+debt" for scientific and technological innovation enterprises. Xinlian Loan evaluates the value and growth potential of science and technology innovation enterprises in the early and middle stages with a venture capital oriented credit mindset, and deeply interacts with investment institutions to deepen their understanding of the industry and technology, thereby better addressing their pain points and needs. At the same time, by linking with the "Xin Energy" strategic emerging customer cultivation plan within the industry, we provide continuous cultivation and services throughout the entire lifecycle for the enterprise.

What new concepts are reflected in the concept of "strengthening the body and keeping fit"? For the first time in the history of Shanghai Lupu Bridge, structural maintenance has been quietly completed for the Lupu Bridge | Bridge | Concept
What new concepts are reflected in the concept of "strengthening the body and keeping fit"? For the first time in the history of Shanghai Lupu Bridge, structural maintenance has been quietly completed for the Lupu Bridge | Bridge | Concept

The Lupu Bridge, the sixth bridge on the Huangpu River in Shanghai and known as the "world's largest arch," has recently completed its first structural repair since its construction. Since 2015, Shanghai's urban bridges have entered a peak maintenance period, with several iconic bridges undergoing maintenance and renovation, including Zhejiang Road Bridge, Nanpu Bridge, Yangpu Bridge, Songpu Bridge, etc. Why did the Lupu Bridge, which is younger than them, start "strengthening and keeping fit" early on? The Jiefang Daily Shangguan News reporter learned that after this maintenance, the Lupu Bridge still needs to consider upgrading, reflecting the new concept of urban municipal facility operation. How long can disease removal last? June 28th is the 20th anniversary of the opening and operation of the Lupu Bridge. Why did a young bridge who had just turned 20 start maintenance work early? The design period of the main structure of Lupu Bridge is 1 year

More than 25000 daily road cleaning personnel are dispatched, and the Dragon Boat Festival holiday park receives 1.55 million visitors. Forest | Facilities | Personnel
More than 25000 daily road cleaning personnel are dispatched, and the Dragon Boat Festival holiday park receives 1.55 million visitors. Forest | Facilities | Personnel

The Dragon Boat Festival holiday has been affected by rainy weather, resulting in a decrease in the number of visitors to Shanghai parks compared to the same period in previous years. The Shanghai Greening and Urban Appearance Bureau announced today that during the Dragon Boat Festival holiday, Shanghai Park received a total of 1.5536 million visitors. The holiday coincides with heavy rainfall, and the Shanghai greening and urban landscape industry adheres to the principle of "safety first, constant preparedness, prevention as the main focus, and full efforts to rescue". It actively responds to conditions such as heavy rainfall and thunderstorms and strong winds, and arranges frontline workers to arrive at work in advance within three days. More than 25000 road cleaning personnel are dispatched daily, and key areas such as bus hubs, scenic areas, subway station entrances and exits, and large commercial districts are quickly cleaned and cleaned. Garbage and fallen leaves around drainage outlets are promptly removed to ensure the travel of citizens. The Shanghai Greening and Forestry Department tied up new types of trees in advance, cleaned up dead branches and fallen leaves in ditches, and cleared forest drainage

The consumption scene of Xujiahui Nightlife Festival continues to be updated, and the more exciting the night, the more local | Consumption | Xujiahui
The consumption scene of Xujiahui Nightlife Festival continues to be updated, and the more exciting the night, the more local | Consumption | Xujiahui

"Night economy" is a barometer of urban vitality. As one of the national level night culture and tourism consumption clusters, since the opening of the 2023 Shanghai Nightlife Festival, the consumption scenes of "sports+", "local+", and "trend+" have continued to innovate in Xujiahui Nightlife Festival, bringing a new consumption experience of "more exciting the night" to the general public and tourists. As one of the first sports industry clusters in Shanghai, the "2023 Xuhui District Sports Consumption Carnival" was launched from June 9th to 11th in the Xujiahui commercial district. During this 3-day carnival, more than 30 famous sports brands, leading sports enterprises in Shanghai, and characteristic sports institutions were shortlisted for the event. In addition, Shanghai Free Fighting Amateur Open, China Coordinate Shanghai Xuhui Directional Outdoor Challenge, Xuhui District Basketball Season Finals, One Dart Throwing Victory Dart Challenge, etc

How to play with the soaring prices of European tours? "Spending less money to visit more places" can still achieve world | Europe | European tours
How to play with the soaring prices of European tours? "Spending less money to visit more places" can still achieve world | Europe | European tours

After three years of the epidemic, the country has reopened and the outside world has changed a lot. For Chinese travelers, inflation in many countries around the world and the European energy crisis have caused the cost of European travel to rise sharply. In the face of such a new situation, at the "2023 European Travel Carnival" that kicked off in the shopping street of Jing'an Temple Station of Shanghai Metro today, tourism practitioners put forward the concept of "Travelmoreforless" and strive to provide more customized travel routes for tourists who prefer characteristic routes. This European Travel Carnival is the fourth "May 5 Shopping Festival" and one of the important activities of the "Shanghai Import Hi Shopping Festival. From Switzerland, UK, Croatia, Poland, Norway, Denmark, UK, Hamburg, Flanders, Belgium, Sweden, Portugal, etc

What does the Lujiazui Forum rely on to attract global attention? Over the past 15 years, the forum has focused on economics, finance, and other related topics
What does the Lujiazui Forum rely on to attract global attention? Over the past 15 years, the forum has focused on economics, finance, and other related topics

Tomorrow, the 14th Lujiazui Forum will open in Shanghai. Since its establishment 15 years ago, this high-end dialogue and exchange platform in the financial field has become a business card for Shanghai and also a business card for China's finance to go global. An interesting coincidence is that the first Lujiazui Forum started in 2008, when people were concerned about when the global economy could improve and recover under the impact of the financial crisis. And what everyone is more concerned about in this forum is obviously how finance can help global economic recovery after the epidemic. The questions are similar, but the answers are not exactly the same. Every time global financial professionals come to the Lujiazui Forum, they are searching for answers to financial development issues in the real world. Over the past 15 years, some answers have gradually become clear, while others are still being explored. Perhaps this is why the Lujiazui Forum has caught the world's attention