Today's data highlights: The paid market for filling out college entrance examination applications may reach 950 million; banks recruit highly educated debt collection talents

Recently, many financial institutions including Sanxiang Bank and Everbright Bank plan to recruit talents in the debt collection field.

Unlike previous cases where banks entrusted third-party agencies to handle the collection, the bank is now recruiting debt collection talents with higher requirements in terms of education and experience. At the same time, most of them require candidates to have professional qualities in data analysis and financial technology.

Some industry insiders believe that some banks have begun to pay attention to the training of their own collection teams, which is one of the manifestations of the gradual standardization of the market. Collection has begun to change from a "physical job" that mainly relies on human wave tactics to a "technical job". This change is also closely related to recent market changes. On the one hand, in recent years, the scale of bank non-performing assets has continued to rise, and the scale of credit card non-performing loans has soared. Banks are eager to optimize asset quality; on the other hand, although outsourcing collection can save costs, due to the uneven quality of third-party collection agencies and relatively weak risk control capabilities, banks face more reputation risks and compliance risks.

Different from the traditional model of calling to urge repayment, many banks have recently begun recruiting senior collection talents, with higher requirements for academic qualifications and professional skills. The first to attract public attention was Sanxiang Bank. In a recruitment announcement released on May 30, the bank stated that it would introduce "senior collection management talents" and "senior telephone collection talents" from across the country. Both require a bachelor's degree or above and a professional background in law, finance, accounting, and management. Among them, senior collection management talents are required to have 5 years or more of collection management work experience, and must have excellent account collection skills, and be able to independently lead collection skills training and achieve collection task indicators.

Coincidentally, China Everbright Bank recently released a post-loan collection management position in the retail credit department, which requires a master's degree or above, in finance, management, economics, mathematics, statistics and other related majors, and more than three years of work experience. Responsibilities include internal collection operation management and outsourced operation management.

The market for paying for college entrance examination applications may reach 950 million

In 2024, the number of applicants for the national college entrance examination reached 13.42 million, a record high. Due to the unfamiliarity with the filing rules and majors, the "volunteer application industry" surrounding the college entrance examination has also developed rapidly in the past two years, resulting in the emergence of a new profession: "college application teacher".

In the face of the "decisive" choice, many parents are willing to spend a lot of money. "In the live broadcast room, earning hundreds of millions in 3 hours"

It has been on the hot search. Some people think that college entrance examination application consultants can help everyone bridge the information gap, while others think that this will lead to more involution in popular majors. According to data from iiMedia Research, in 2022, the scale of China's college entrance examination application payment market has reached 880 million yuan, and is expected to reach 950 million yuan in 2023. Tianyancha data shows that there are currently more than 1,850 companies in my country whose names or business scope include "voluntary application", and 80.4% of the related companies were established within 1 to 5 years.

Durian prices will become more affordable as Malaysian durian opens the door to the Chinese market

Fresh durian from Malaysia is coming, and the durian market in China will be even more "popular". In recent years, fresh durian from Vietnam, the Philippines and Malaysia have been allowed to enter the Chinese market. Zhou Shixin, director of the Southeast Asia Research Center of the Shanghai Institute for International Studies, told the First Financial reporter that under market guidance, durian and other tropical agricultural and food products from Southeast Asia have been allowed to enter the Chinese market and are selling well, which reflects that the two sides have formed a relatively mature supply chain and industrial chain, and it is also a manifestation of the maturity of bilateral cooperation.

In May, the arrival of durian from Thailand and Vietnam pushed down the price of durian in the domestic market. In the future, as Malaysian durian enters its peak production season in July, the supply of durian in the Chinese market will be more sufficient. Durian, which was once a luxury, will no longer exist, and its price will become more and more affordable.

The average annualized yield of existing fixed-income wealth management products fell below 2.9%

Affected by the policy of prohibiting "manual interest supplementation" and some banks lowering deposit interest rates, the scale of the wealth management market continued to grow under the background of "deposit relocation", with a month-on-month increase of 400 billion yuan in May. However, in the low-interest market environment, the problem of "asset shortage" still exists. The latest data shows that as the mainstream product of the 29 trillion yuan wealth management market, the average annualized return on outstanding fixed-income wealth management products and the average performance benchmark of newly issued open-ended products have both fallen below 2.9%, both hitting new lows this year.

According to the Tianjin Municipal Health Commission's "Notice on Exemption of Ordinary Outpatient Consultation Fees for Award-Winners of Free Blood Donation in Public Medical Institutions", starting from July 1, people in Tianjin who have won the Free Blood Donation Award or the Free Hematopoietic Stem Cell Donation Award can be exempted from consultation fees when visiting ordinary outpatient clinics in public hospitals. According to incomplete statistics, Jiangsu, Zhejiang, Anhui, Shandong, Inner Mongolia, Sichuan and other places have implemented commendation and reward policies such as exemption of outpatient fees for qualified free blood donors. In May, the Hohhot Municipal Health Commission of Inner Mongolia issued the "Notice on the Implementation of Exemption of Public Hospital Consultation Fees for Free Blood Donors", requiring public hospitals at all levels to fully implement the policy of exempting blood donors who have won the Free Blood Donation Award and the Free Hematopoietic Stem Cell Donation Award from paying ordinary outpatient consultation fees when visiting public hospitals, set up priority windows, and provide priority services such as registration, medical treatment, and medication.