Today's data selection: Two major cola brands both raised prices; the average maximum annual salary of listed company executives fell for the first time

Banks implement new policies: Guangzhou’s first-home interest rate is 3.4%, and second-home interest rate is 3.8%

After the lower limit on mortgage interest rates is completely abolished, will Guangzhou’s mortgage interest rates be lowered? The answer the reporter got was: yes! The interest rate for the first home is 3.4%, and the interest rate for the second home is 3.8%. On the 28th, Guangzhou released a new housing loan policy, becoming the first first-tier city to realize the marketization of housing loan interest rates. The policy clarifies that "banking financial institutions shall reasonably determine the specific down payment ratio and interest rate level of each loan in accordance with the principles of marketization and rule of law based on factors such as the institution's operating conditions and customer risk conditions."

Home buyers are generally concerned about whether mortgage interest rates in Guangzhou will be reduced. Reporters learned from multiple banks that on the same day, major banks in Guangzhou met to reach a consensus on mortgage interest rates. The interest rate for first-time homes in Guangzhou was 3.4%, and the interest rate for second-home properties was 3.8%. From now on, major banks in Guangzhou will handle mortgage loans for customers based on interest rates.

The reporter did some calculations. If the loan is 3 million yuan, calculated based on equal principal and interest and 30 years of loan, the lowest loan interest rate that can be enjoyed before the implementation of the New Deal is LPR-10BP, which is 3.85%, and the monthly payment is 14,064.25 yuan; after the implementation of the New Deal, if Based on the current lower mortgage interest rate of 3.4% in the Guangdong market, the monthly payment is 13,304.44 yuan, which means that the monthly payment can be reduced by 759.81 yuan.

The average maximum annual salary of listed company executives fell for the first time

Who will have the highest annual salary among A-share company executives in 2023? The "China Entrepreneur Value Report" released by Rongzheng Group on May 28 showed that last year, WuXi AppTec Chairman Li Ge ranked first with an annual salary of 41.9686 million, followed by Mindray Medical Chairman Li Xiting and Tongwei Vice President Li Bin. The annual salaries of 26.6286 million yuan and 26.28 million yuan followed closely behind. Including the above three companies, some senior executives of Yili, BeiGene, Juhe Materials, Midea Group and other companies had annual salaries of over 10 million last year.

However, the report shows that the average maximum annual salary of executives of listed companies in 2023 will be 1.6581 million yuan, the first negative growth in the past 20 years, with a decrease of 3.27%. Among them, the average annual salary of the chairman last year was 1.317 million yuan, a year-on-year decrease of 3.32%.

In the above-mentioned highest annual salary statistics, a listed company only selects one of its highest-paid employees as a sample to participate in the statistical selection of the highest annual salary for valid samples. The effective sample is 5311 companies. For each company, the salary of the highest-paid person is selected, and then the average is calculated. The financial industry still dominates the list. Last year, the average salary of each position in this industry ranked first, followed by the health and social work industry.

The report also disclosed the status of A-share equity incentives in 2023. Throughout last year, a total of 651 listed companies announced 666 equity incentive plans, a year-on-year decrease of 12.6%.

The two major cola brands both raised prices. Why do the beverage industry frequently increase prices?

Recently, China Business News reporters confirmed from multiple beverage vendors that the prices of soda products from Coca-Cola and PepsiCo have quietly increased.

In the past year, many beverage companies have raised beverage prices. Nielsen IQ data also shows that from 2021 to 2023, the average price distribution of domestic terminal beverages has also moved upward overall, and this is related to the continued rise in beverage costs. .

The "Retail Price Notice" obtained by a Coca-Cola dealer in Guangdong shows that the recommended retail price of some products will be adjusted starting from April 19, 2024. The recommended retail price of 300ml soda products is 2.5 yuan, and the recommended retail price of 500ml soda products is 2.5 yuan. The recommended retail price of this product is 3.5 yuan, and the 450ml juice product is 4 yuan.

Wang Yong, who runs a mom-and-pop shop in Chongqing, told China Business News. Ren Hua, a beverage wholesaler in Linyi, Shandong Province, told China Business News that the wholesale price of Coca-Cola's regular products in a pack of 24 bottles increased by 2-3 yuan, or about 0.1 yuan. / bottle, the biggest increase is the 6-bottle high-fiber cola series products, each item increased by 3 yuan, which is about 0.5 yuan / bottle. Pepsi's price increase is close to that of Coca-Cola.

However, today, when a reporter from China Business News visited some supermarkets in Shanghai and Beijing, they found that the price increases of the two major colas in the market were inconsistent. In some supermarkets in Shanghai, the retail price of 500ml Coca-Cola and Sprite is 4 yuan/bottle, and the retail price of 500ml 7Up is 4.5 yuan/bottle. In Beijing Jingkelong Supermarket, the price of 500ml Coca-Cola is 3.5 yuan/bottle, and the price of 500ml Mirinda is 3.8 yuan/bottle.

Zhou Tian, ​​owner of a private convenience store in Pudong New District, Shanghai, told reporters that it is worth noting that on near-field e-commerce platforms and supermarket convenience stores, the discounts on Coke and other beverage products are also amazing. In some convenience stores, the designated Coca-Cola series "three pieces 8.8" Yuan", other brands of beverage products have launched "3 bottles for 10 yuan" and "2 for 7.5 yuan" activities. On the near-field e-commerce platform, the price of large-package Coca-Cola after discount is approximately 2.25 yuan/bottle.

Copper prices have been rising this year and have recently exceeded 80,000 yuan/ton. However, the price of air conditioners has not risen this summer.

From a market perspective, the domestic air conditioner market experienced positive growth in the first quarter of this year, but the growth rate slowed down or even experienced negative growth in April and the May Day holiday. Currently, the domestic air conditioner inventory is as high as approximately 50 million units. Competition has intensified and the average price of air conditioners has declined. Recently, the domestic air conditioner market has experienced positive growth. The weather in the south has not been getting hotter, and most of the air conditioners on sale were produced in the past, so the price of air conditioners cannot increase during the "6.18" sales.

Industry insiders predict that the cost of each air conditioner will rise by about 100 yuan in the second half of the year, putting pressure on price increases. However, whether the final price increase will depend on market competition. The air-conditioning market grew significantly last year and became an important engine driving the performance of white goods companies. However, the growth of the air-conditioning market has been sluggish this year. Faced with the "scissors gap" between rising copper prices and falling air-conditioning prices, companies are faced with the test of how to maintain profits.

Many banks provide wake-up services for dormant accounts. The average person in my country holds nearly 7 bank cards.

Industrial and Commercial Bank of China and Agricultural Bank of China have recently issued announcements stating that they will carry out reminders for "sleeping accounts". The reminder period is from the date of announcement to October 15, 2024. The "sleeping accounts" included in the reminder this time refer to: as of September 30, 2023, personal bank accounts that have not had active transactions for 5 years or more and have a balance in the account. According to the central bank's disclosure, as of the end of 2023, a total of 9.787 billion bank cards had been opened across the country, a year-on-year increase of 3.26%. Among them, per capita holds 6.93 bank cards, of which per capita holds 0.54 credit cards and debit cards.