Be vigilant!, This line appears during mobile transfer
Attention everyone!
When using WeChat transfer
If this interface appears on your phone
Be vigilant
It indicates that there is a significant risk in your current payment
The "15 minute cooling off period" set by the payment platform
Very critical!
Let's take a look at the case ↓↓↓
Trustworthy seller pays first
![Be vigilant!, This line appears during mobile transfer](https://a5qu.com/upload/images/b6b6be183b42d5ba4e2391c883eb236e.png)
The goods have not arrived and people have disappeared
Xiaofang, a college student from a certain place, is a "shopping maniac". She likes to watch shopping live broadcasts when she has nothing to do on weekdays. Recently, Xiaofang was interested in a discounted product from a certain anchor named Anli, but the product has been sold out on various shopping platforms. Therefore, Xiaofang joined the anchor's fan group to inquire if there is still stock available.
After joining the group, the "administrator" in the group proactively contacted Xiaofang, stating that they had "stock" on hand and could sell it to Xiaofang at a "fan discount".
Xiaofang thought to herself that in this way, not only would the price be cheaper and more cost-effective than the "live broadcast price", but she could also get the desired product as soon as possible, which was a huge bargain. She quickly transferred the payment to the other party.
During the transfer payment process, the payment platform system popped up a relevant prompt saying "There is a risk of being scammed in this transaction", but Xiaofang did not pay attention
Unexpectedly, a few weeks later, Xiaofang, who was full of anticipation, did not expect the arrival of the goods, but only received a red exclamation mark representing being pulled black by the other party.
At this moment, Xiaofang realized that the so-called "low price discounts" and "instant delivery of spot goods" were just bait for scammers to deceive themselves into paying. It is obvious that I have encountered a scammer of "payment not shipping"!
If someone can pour cold water on themselves before payment, calm down, and carefully verify the other party's identity, can we avoid falling into a scam due to impulsive behavior?
Abnormal identification of "risk warning"
![Be vigilant!, This line appears during mobile transfer](https://a5qu.com/upload/images/0bbf9c64e68bb8700644fc8bbf31fc12.png)
Calm down and don't fall for it
False trading requires vigilance, and risk reminders require attention. Sometimes, a little more calm and careful thinking can help avoid danger!
In order to prevent fraudulent activities from causing property damage to consumers, payment platforms have built a security risk control system that effectively identifies malicious accounts and transactions.
During the payment process, when the system identifies abnormal features in the recipient's account, the payment platform will alert or intercept the user of transaction risks based on the degree of risk.
When the system identifies that the payee's account is suspected of fraud or has a high degree of malice, the payment platform will intercept and protect the transaction, remind users to pay attention to fund security, and impose a 15 minute protection limit on the paying user.
That is to say
These two interfaces appear when transferring funds
Be careful!
↓↓↓↓
![Be vigilant!, This line appears during mobile transfer](https://a5qu.com/upload/images/afefe5065c7b406d76b7a734eeb43058.png)
Interception Example 1
Interception Example 2
When you receive a risk warning or interception like the one above
It's very likely that you're in a scam!
During the 15 minute "transfer cooling off period"
You should try to verify the identity of the payee as much as possible
Think carefully about whether there is a risk
After the "transfer cooling off period" is lifted
Based on the verified situation
![Be vigilant!, This line appears during mobile transfer](https://a5qu.com/upload/images/e11c431e572927bb336d6eca346158b7.jpg)
Choose whether to continue payment
Nowadays, mobile payment has become our main tool for paying daily expenses, transferring funds to friends, and even paying salaries. However, at the same time, we also have to be wary of potential fraudulent activities that may occur during transfers.
We will provide a detailed introduction to some risk warnings that need to be paid attention to during the transfer process on payment platforms, in order to help everyone use mobile payments more safely.
The first scenario is when a prompt box containing the words "risk reminder" suddenly pops up during the transfer process.
If you are transferring money to a new online friend and suddenly a "risk reminder" window pops up, then you need to be cautious.
This may mean that the other party is a high-risk account, and the payment platform security system has already monitored this through big data analysis.
At this point, you need to first confirm the identity of the other party, or whether they are the person you intend to make the payment to. If the other party cannot provide you with a satisfactory explanation, it is best to suspend the transfer operation to avoid possible losses.
The second scenario is that during the transfer and payment process, a prompt box will pop up displaying "The other party is suspected of fraud and violation. To ensure the safety of your funds and avoid being deceived, the current transaction cannot be carried out temporarily. Please be cautious in confirming the transaction risk.".
When you see such a prompt, you should immediately stop the payment operation, as this may indicate that the account you are about to transfer is suspected of fraud!
![Be vigilant!, This line appears during mobile transfer](https://a5qu.com/upload/images/267b5ee60064f3e2b222072fc21be080.jpg)
For example, if you are purchasing a second-hand item and the other party asks you to transfer the money first, but such a prompt appears when you are ready to make the payment, then this is likely a scam. You should immediately stop payment and further confirm the identity of the other party and the authenticity of the transaction.
Finally, it is important to carefully verify the recipient's information before preparing the transfer.
Before filling in the amount and preparing to enter the password, be sure to confirm that the recipient is the person you intend to transfer the funds to.
In summary, when using mobile payments, we need to remain vigilant, not easily enter payment passwords, and always confirm the other party's identity and account information.
While fully enjoying the convenience brought by technology, we must also learn to protect our property safety!