Today’s data selection: Yuan Universe Investment Ponzi scheme is back; Hangzhou parents heatedly discuss the cost-effectiveness of studying abroad

The inventory of new homes in the property market has declined, and the area of ​​newly built residential properties has been lower than the transaction area for the first time in six years.

Industry research organization CRIC recently released a report stating that in 2023, the real estate market will still be in a period of deep adjustment, with the supply of new homes continuing to shrink and transactions remaining weak. Affected by this, the narrow residential inventory in 100 cities across the country has fallen to the low in recent years. Specifically, in January 2023, the total scale of narrow inventory in 100 typical cities across the country was 563.21 million square meters. By December, the narrow inventory area dropped to 532.31 million square meters, a year-on-year decrease of 6.2%. The so-called "inventory in a narrow sense" refers to the unsold area of ​​the commercial residential building area that has been approved for pre-sale and is available for sale. The corresponding "broad inventory" refers to the sum of the amount of houses available for sale and the amount of residential land construction in the commercial housing market. Due to differences in statistical standards, there has been discussion and controversy about the level of housing scale in our country. Third-party institutions in the industry mostly use the "narrow sense inventory" indicator, which all shows that the scale of new home inventory is shrinking.

The China Index Research Institute calculated the salable area of ​​commercial residential buildings in 50 representative cities at the end of January 2024, which showed that there were approximately 340 million square meters, a decrease of approximately 9% from the end of 2022. During the same period, the area of ​​new homes approved for sale in 50 cities fell by approximately 11% year-on-year, and the sales area decreased by approximately 5% year-on-year. The supply-side performance was weaker than sales, resulting in a decrease in short-term inventory. E-House Research Institute also pointed out in the report that the supply area of ​​new commercial housing in 100 cities nationwide in 2023 will be 291.12 million square meters, the transaction area will be 316.52 million square meters, and the supply-to-sales ratio will be 1:1.1. This data shows that the overall supply area of ​​100 cities in the country will be 291.12 million square meters. The situation of "supply exceeding sales" in the past five years, that is, 2018-2022, has been changed.

Compared with historical data, the current de-escalation pressure on the property market is also at a high level. Yan Yuejin said that the highest point of the destocking cycle in history occurred in February 2012, with a value of 22.8 months. The destocking cycle in December 2023 is the "second highest" level in history.

Different cities have different inventory pressures. Yan Yuejin said that there are currently 15 cities with good decontamination cycles, less than 14 months. The 10 cities with relatively lower decomposition cycles are: Hefei, Guiyang, Nanchang, Zhuhai, Shanghai, Jinan, Hangzhou, Sanya, Zhongshan and Chengdu. Most of these cities have large populations or young people, and their inventory depletion indicators are also healthier.

Buying virtual currency has increased by 512 times and automatically collected profits every day. The Yuan Universe Investment Ponzi Scheme is coming back.

Purchasing virtual currency has a 512-fold upside potential, high profits can be obtained by recommending offline, and the daily matrix can automatically "slide" the profit... Recently, with the recovery of the Bitcoin market, a kind of "virtual currency" and "web3. 0", "Metaverse" and other popular concepts, the "Forsachi 2.0 Force Coin Metaverse Project" has rapidly spread and expanded on major social platforms. The project claims to be a global open source, public blockchain platform with smart contracts, sells a "token matrix" package to investors, and promises high bonuses and dividends.

Regulatory agencies have successively warned of the risks and torn off its camouflage shell. At the end of last year, the Office of the Leading Group for Combating and Dealing with Illegal Fund-raising in Pucheng County, Weinan City, Shaanxi Province, issued an announcement stating that it was discovered that some people in the county organized people to purchase Fosaqi Yuanverse Ecological Platform Token Packages, and their behavior had involved fund-raising fraud. Or MLM. Recently, Dalian Securities Regulatory Bureau and other departments have also issued risk warnings to remind the public to pay attention to such illegal and criminal activities in the name of Yuanverse, but in fact they are suspected of illegal fund-raising, fraud and other illegal and criminal activities.

However, the platform is still operating and expanding rapidly. China Business News reporters recently "sneaked into" the Yuanverse project community to conduct an investigation and found that the project used high-yield, MLM-like methods to attract potential investors, and expanded rapidly in a short period of time. Its founder, project model, income The model is full of doubts.

Many listed companies have benefited from the boom in gold consumption and their profits have doubled

The retail performance of gold and silver jewelry in the entire consumer market will be strong in 2023. According to data released by the National Bureau of Statistics, last year, the total retail sales of gold and silver jewelry by units above designated size was 331 billion yuan, a year-on-year increase of 13.3%, ranking second in growth rate, second only to the growth rate of catering. Statistics from the China Gold Association show that in 2023, national gold consumption will be 1,089.69 tons, an increase of 8.78% compared with the same period in 2022. Among them: 706.48 tons of gold jewelry, a year-on-year increase of 7.97%; 299.6 tons of gold bars and gold coins, a year-on-year increase of 15.7%.

The continued popularity of the entire gold consumer market has also driven the performance of many listed gold companies. So far, many relevant companies have disclosed their performance forecasts for 2023. Many companies benefited from last year's gold consumption boom, and their performance has greatly increased and their profits have doubled.

"The value of an apartment is different depending on the location and area. The same is true for the cost of studying abroad. Everyone is different." A teacher from an international high school said that generally speaking, it takes three years to study in the international department of a public high school in Hangzhou. The cost is about 300,000 yuan, but the cost of extracurricular training and background improvement varies from person to person. For example, some students may spend 100,000 yuan to take English classes outside school for a year. Mother Li, whose child has just been admitted to an international high school in Shanghai, also calculated that it would cost her child 300,000 yuan more to go to an international high school in Shanghai than in Hangzhou, and the tuition including accommodation fees would cost more than 700,000 yuan.

After studying in an international high school, tuition fees and living expenses vary greatly depending on the destination of study abroad.

Teacher Liang from the High School Affiliated to Hangzhou Normal University, who has more than ten years of experience in studying abroad, said that based on the situation of previous graduates studying abroad, it costs 400,000 to 800,000 yuan a year to go to the United States, 450,000 to 600,000 yuan a year to go to the United Kingdom, and 450,000 to 600,000 yuan a year to go to Canada. It costs 300,000 to 500,000 yuan a year. The cost of going to different cities in Australia varies quite a lot, ranging from more than 300,000 yuan a year to 40,000 to 500,000 yuan a year. But if you choose to study in an Asian country, the cost is It will be lower, and can be controlled at around 200,000 yuan a year.

She estimated that generally speaking, a family needs to prepare at least 2.5 million yuan to graduate from an international high school to a foreign university. “If this expense does not affect the normal family life, it will not cause a huge impact on the overall family economic structure. If you are inclined, you can consider studying abroad.”

AI reduces online text translation costs by more than 90% on average

"Translation efficiency has increased by nearly a hundred times, and translation costs have dropped by more than 90% on average." At the "2023 China Online Literature Development Research Report" release and seminar held yesterday, Tang, deputy director and associate researcher of the Online Literature Research Office of the Institute of Literature, Chinese Academy of Social Sciences Qiao introduced that AIGC can realize "one-click export" of online articles and help global updates.

Specifically, there has been controversy over the originality of ChatGPT or AIGC's works. Last year, Shen Yang, a professor at the School of Journalism and Communication at Tsinghua University, used the AI ​​platform to create a science fiction work called "The Land of Machine Memories," which won the second prize in the fifth Jiangsu Province Youth Popular Science Science Fiction Works Competition. Shen Yang once said that he had "66 conversations before and after" during his creation.

In this regard, Huang Xiaoliang also told Interface Culture that it cannot be denied that the grabbing process may also be original. "The determination of originality depends on whether the process of capturing and processing materials by the program itself is unique. Using ChatGPT, a program set by others, to capture and process materials does not rule out the possibility of originality."