Shanghai Bank provides refined and deep elderly care financial services, strengthens advantages, and forges the long board industry | finance | financial services
Shanghai Bank, guided by Party building, regards the development of elderly care industry finance as the foothold for practicing the social responsibility of financial state-owned enterprises. It adheres to the principle of putting the people at the center, actively creates new products, formats, and models of elderly care finance, enhances the level of elderly care finance services, and helps China deeply implement the national strategy of actively responding to population aging, promoting the spirit of the 20th National Congress of the Communist Party of China to take root.
Building a comprehensive pension financial product system based on professional advantages. With the continuous deepening of population aging and the growing new expectations of the people for a better elderly care life, Shanghai Bank actively innovates products and services to create a comprehensive elderly care financial product system. One is to include the elderly care service industry and the elderly care industry in the credit support category of customers, establish a credit whitelist, provide preferential interest rates, and open up green approval channels. The second is to innovate services based on scenarios. Based on the daily settlement flow of institutional medical insurance, we have customized the "Medical Insurance e-Financing" exclusive online financing product, providing convenient financing services for elderly care services, nursing, medical and other institutions through online application, borrowing and repayment. At the same time, we will work with Qingpu Development Venture Capital Guidance Fund to provide financing support for the elderly care industry through the "investment loan supplement linkage" model. In addition, through the "upstream e-chain" supply chain products, we cooperate with elderly care enterprises in factoring business to solve the problems of slow capital turnover and difficulty in realizing accounts receivable in the elderly care industry.
Utilize financial technology to enhance the support capacity for innovative elderly care services. Shanghai Bank leverages its experience in digital transformation to integrate financial services into healthcare and elderly care scenarios, forming a smart elderly care financial ecosystem and assisting in the digital transformation of the elderly care industry. Relying on the "Shangyin Smart e-therapy" service system, we serve over 150 public medical institutions in Shanghai and are committed to creating "warm smart medical services". At the same time, it has built a comprehensive service system of "nursing homes+Internet hospitals", provided exclusive smart terminals for elderly care services, docking with major Internet hospital platforms and supporting financial services, and has supported the online operation of the services of pilot elderly care institutions in Putuo, Hongkou, Changning and other district civil affairs bureaus. In addition, as a major partner of Shanghai Health and Wellness Group, we provide digital support for five major sectors including nursing hospitals, institutional elderly care, community elderly care, home-based elderly care, and overseas health and wellness, and assist in building an industrial development platform in the field of elderly care and health services in Shanghai.
Integrate resources from all parties and jointly build the development of the urban elderly care ecosystem. In the face of an aging society, Shanghai Bank fully leverages its financial endowment to meet the diverse elderly care needs of the people, support the development of the elderly care industry, and transform social responsibility into endogenous driving force, helping to improve the quality of elderly care services. Relying on the financial "friend circle" resources of the elderly care industry, Shanghai Bank actively promotes the integration of commercial banks with insurance, leasing, funds, securities, and other industries, creating financial tools and ecological platforms such as industrial chains, supply chains, and leasing chains, forming a financial ecosystem covering the entire industrial chain of elderly health, elderly real estate, elderly culture, and elderly travel. To further create a friendly urban atmosphere for the elderly, Shanghai Bank provides a perfect series of value-added services for elderly customers, including shopping, food, comedy, etc., and plans to carry out themed festivals such as Chongyang Elderly Respect Month to care for and interact with them. Throughout 2022, 1300 "Better Life in Communities" activities were carried out, serving nearly 26000 residents. For three consecutive years, we have supported the Shanghai Civil Affairs Bureau in organizing vocational skills competitions for elderly care, creating exclusive identification cards for elderly care staff, and creating a social atmosphere for improving the skills of elderly care service teams. Together with the Civil Affairs Bureau of Changning District, we have initiated the establishment of the city's first district level special fund for elderly cognitive impairment - the "Changshou Kangning" special fund. From 2021 to 2023, we will provide a total of 3 million yuan in special donations to build cognitive impairment friendly communities, and will achieve full coverage of streets and towns in Changning District within three years.
Against the backdrop of Shanghai's aging society, as a financial state-owned enterprise, Shanghai Bank will closely focus on high-quality development as the primary task of comprehensively building a socialist modernized country, strengthen theoretical learning to guide development practice, transform the achievements of theme education into the driving force for entrepreneurship, continuously consolidate and cultivate the characteristics of elderly care finance, build a comprehensive financial service system for the elderly care industry, and provide more professional services to play the role of financial vitality, helping Shanghai's elderly care industry to develop high-quality.