Where did the money come from?, The man answered the scam phone and found an extra 140000 screens in his card | Mr. Zhou | Phone card
today
A topic has become a hot topic on Weibo
Recently, Mr. Zhou from Wuxi discovered that
Surprisingly, there was an extra 148000 yuan in my bank account
Where did this money come from?
His wife became suspicious and quickly called the police
And this alarm number
Avoided Mr. Zhou's further involvement in the electronic fraud scheme
On the same day, Mr. Zhou from Wuxi received a call from a customer service representative claiming to be JD Financial. The representative stated that Mr. Zhou's previously opened JD Baitiao had been closed due to high interest rates. At the same time, the other party also claimed that closing the IOU required "going through the motions", and on this basis, Mr. Zhou was granted a loan of 148000 yuan.
When the police arrived at Mr. Zhou's residence, he was still on the phone. At first glance, the police saw that this was a typical telecommunications fraud. The 148000 yuan extra in Mr. Zhou's bank account was obtained by the scammer who deceived him into obtaining a loan.
Fu Ming, Deputy Director of the Changjiang Road Police Station of the Xinwu Branch of Wuxi Public Security Bureau, analyzed: "The fraudster has a thorough understanding of everyone's platform, including their psychology. Because Mr. Zhou himself has not used JD White Tiao, the fraudster told him about something professional, and he believed it to be true."
Subsequently, the fraudsters impersonated police officers from the Anti Fraud Center of the Jiangsu Provincial Public Security Department, attempting to induce Mr. Zhou to transfer a loan of 148000 yuan to a designated account and carry out compound fraud against him.
The other party asked Mr. Zhou to download a chat app and invite him to join a chat meeting. The purpose of inviting Mr. Zhou to join this meeting is actually to further induce him to open the screen sharing function of this app, so as to see Mr. Zhou's card number and the verification code received, and transfer the money he borrowed.
Mr. Zhou has some doubts about the other party, but also speculates whether transferring the money from this loan to the so-called account provided by the other party can really reduce a lot of loan interest.
Fortunately, his wife also received a bank transfer message and felt that something was wrong, so she promptly reported it to the police. The police explained this type of fraud trick to Mr. Zhou, which helped him avoid a loss of 148000 yuan.
Recently, there have been multiple similar fraud cases in Jiangsu province
Jiangsu police have also reminded us
Be careful of similar "shared screen" scams
Real case studies
Case One
On July 17th, Zhang received an unfamiliar phone call stating that he had an outstanding loan and could be helped to close his business, otherwise it would affect his personal credit report.
Zhang believed it to be true and downloaded an app called "Zoom" as requested by the other party for video calls. He transferred money through his bank card. Later, Zhang realized that he had not taken out a loan and discovered that he had been scammed. He reported the incident to the police, resulting in a total loss of over 60000 yuan.
Case 2
On July 17th, Chen received a phone call claiming to be a staff member of a certain city's public security bureau, claiming that Chen's identity information was leaked and suspected of committing a crime. He requested to add QQ friends and download an app called "Zoom" to share screens.
The other party requested Chen to transfer funds to a designated account on the grounds that Chen was suspected of money laundering and needed to verify funds. Later, Chen discovered that he had been deceived and reported the incident, resulting in a total loss of 160000 yuan.
What is screen sharing?
"Screen sharing" is equivalent to the screen recording operation of a mobile phone. It will record all the content displayed on the screen and synchronize it for the other party to see, including pop-up messages, WeChat, and content pushed by other apps. That is to say, any operation you make on your phone can be seen on the other person's computer, including the process of entering passwords and unlocking.
In this type of fraud, scammers often impersonate bank staff, platform customer service personnel, etc. who are involved in "public security, procuratorial and legal" or cancel campus loans, inducing victims to use the "sharing screen" function in online conference videos.
Once the victim uses this feature, even if the scammer does not actively inquire, they can still see all the information on the victim's phone, including the characters that jump when entering the password, the received verification code, etc., thereby transferring the funds from the victim's card.
Jiangsu Internet Police Reminder
Do not enable screen sharing with strangers! Because such an operation will make you have no secrets in front of strangers.
In addition, it is recommended to hang up immediately upon receiving calls from customer service personnel claiming to have "product quality issues" or "lost or damaged express delivery"! Verify with official customer service or seller. If deceived, please immediately call 110 to report to the police.
If a stranger calls you
No matter what Ta says
Just mention it
Words such as video conferencing and screen sharing
Just be careful
You may have encountered fraud!
