Unlimited registered residence, more comprehensive risk protection, early reading | Shanghai launched "Shanghai Family Insurance" insurance | City | Shanghai

Good morning! Watch the news "early reading" is coming! Wednesday, August 9, 2023, lunar June 23, cloudy to overcast in Shanghai with scattered showers or thunderstorms, 27~34 ℃

Focus on Today

The first inclusive family comprehensive insurance "Shanghai Home Insurance" launched in Shanghai

※ yesterday, the first Shanghai city customized inclusive family comprehensive insurance product "Shanghai Family Insurance" guided by the government was officially launched in one year and four months. "Shanghai Family Insurance" was jointly developed and launched by five property insurance companies, namely, People's Insurance of China, Pacific Insurance, China Taiping, China Life Insurance, and Bank of China Insurance, as the first batch of representatives to establish the "Shanghai Family Insurance" insurance service alliance. Under the support and coordination of the Shanghai Insurance Association, it accepts the supervision of the Shanghai Regulatory Bureau of the State Administration of Financial Administration.

In order to better meet the actual needs of Shanghai, the "Shanghai Home Insurance" Insurance Service Alliance has conducted extensive market research in the local area of Shanghai, deeply tapping into the actual needs of Shanghai residents and new citizens. Based on similar products in multiple cities across the country, they have learned from each other's strengths and weaknesses, and ultimately designed family property insurance products that meet the actual needs of Shanghai residents.

For a long time, there have been difficulties in compensating for personal and family property losses, such as limited coverage, low amounts, and insufficient protection. The main protection responsibility of ordinary family property insurance is the property protection of family houses. Compared with other similar family property insurance products, the risk protection of "Shanghai Family Insurance" is more comprehensive. In addition to general family property protection, it also covers third-party liability, accident protection, and life services.

In the aspect of comprehensive protection of family property, insurance protection is provided for the fire, explosion and other accidents suffered by the house and its indoor auxiliary equipment, interior decoration and indoor property, as well as losses caused by natural disasters such as typhoon and rainstorm. At the same time, temporary rental protection, pipeline rupture protection and indoor robbery protection are also provided.

In terms of third-party liability protection, including personal injury and property damage caused by high-altitude falling objects, fires, explosions, and pipeline ruptures.

In terms of personal accident protection, "Shanghai Family Insurance" can cover three generations of the whole family, and is not limited to the house. It also protects accidents that occur in public areas of the community, including falling objects in public areas, elevator accidents, fire and explosion accidents, Death or disability caused by gas accidents.

In terms of daily services, Shanghai Home Insurance also provides one household appliance cleaning service, one door-to-door unlocking service, one toilet cleaning service, and one legal consultation service.

The "Shanghai Home Insurance" protection plan is divided into an inclusive version and a city version. The former has a premium of 89 yuan/year/household, providing up to 1.2 million yuan of protection, while the latter has a premium of 189 yuan/year/household, providing up to 2.3 million yuan of protection. The coverage for various insurance liabilities in the city version is higher, for example, the coverage for personal accidents in the city version is 450000 yuan, which is 50% higher than the inclusive version.

At the same time, "Shanghai Family Insurance" has no registered residence restrictions, and the number of people who can be insured is very wide. As long as they are 18 years old or older, they can buy insurance for their own houses and rented houses, and support landlords to buy insurance for tenants and enterprises to buy insurance for employees.

§Shencheng

● The Municipal Party Committee's Leading Group for Education on the Theme of Studying and Implementing Xi Jinping's Thought on Socialism with Chinese Characteristics for a New Era held a meeting yesterday. Chen Jining, secretary of the municipal party committee and leader of the municipal party committee's thematic education leading group, presided over the meeting and emphasized that it is necessary to thoroughly study and implement the spirit of General Secretary Xi Jinping's important speech and important instructions on thematic education, closely follow the "practical" orientation, use the "joint" method, and implement The "strict" requirements, the first batch of thematic education work should be done well from the beginning to the end, and continue to the end, ensure tangible results.

● Yesterday, the Organizing Committee of the Bund Conference announced that the world's top financial technology conference "2023inclusion · Bund Conference" will be held in Shanghai World Expo Park from September 7 to September 9. The conference will set up a main forum, 36 opinion forums, 8000 square meters of science and technology exhibition, 3000 square meters of green market. The audience can have an all-round cutting-edge science and technology experience by listening, shopping and playing on the banks of Huangpu River.

●According to the monitoring data of a number of real estate brokerage agencies, the transaction volume of second-hand houses in Shanghai in July was 12600, which was flat on a month-on-month basis, and the performance was relatively flat. From the specific data, in July, the city's second-hand housing transaction volume fell by 37% year-on-year; the average transaction price was about 39697 yuan per square meter, a decrease of 3% from the previous month and a year-on-year increase of 1%. In the first seven months of this year, the number of second-hand housing transactions in the city was 108000, an increase of 41 percent over the same period last year, with an average transaction price of 40080 yuan per square meter, an increase of 4 percent over the same period last year.

§domestic

Premier Li Qiang of the State Council presided over an executive meeting of the State Council on August 8 to implement the spirit of General Secretary Xi Jinping's important instructions on flood control and disaster relief work, and to listen to reports on the current situation of flood control and flood relief. we will study the next steps to do a good job in flood control and disaster relief, people's livelihood security, and post-disaster recovery and reconstruction work.

Ensure that the affected population can return home or move into a new home before winter, live safely and warmly during the winter, and ensure that every affected student can start school and return to school on time

Financial institutions should strengthen credit support for business entities in disaster stricken areas, open green channels for insurance claims, and ensure quick and comprehensive compensation

●The reporter learned from the Ministry of Industry and Information Technology on the 8th that the Ministry of Industry and Information Technology recently issued the "Notice on Carrying out the Filing of Mobile Internet Applications." The notice requires that from September 2023 to the end of March 2024, App that carried out business before the notice was issued shall go through the filing procedures with the provincial communications administration where its residence is located. From April 2024 to the end of June 2024, the competent telecommunications department will organize supervision and inspection of App filing, and dispose of App that has not yet fulfilled the filing procedures in accordance with the law.

●The General Administration of Customs released data on the 8th that the total value of my country's imports and exports of goods in the first seven months of this year was 23.55 trillion billion yuan, a year-on-year increase of 0.4 percent. Among them, exports were 13.47 trillion yuan and imports were 10.08 trillion yuan, up 1.5 per cent and down 1.1 per cent respectively.

●On the 8th, the spokesperson of the Ministry of Foreign Affairs answered reporters' questions on the statement issued by the Philippine Ministry of Foreign Affairs on the issue of Renai Reef. The spokesman said that the Chinese side once again urged the Philippine side to immediately tow away the "sitting beach" warship from Ren'ai Reef and restore the state of no one and no facilities on Ren'ai Reef. The Philippines is an important maritime neighbor of China, and China and the Philippines have reached important consensus on the control of maritime disputes. China is willing to continue to properly handle maritime issues with the Philippines through dialogue and consultation, and jointly maintain bilateral relations and the stability of the maritime situation.

On the 8th, Wu Qian, spokesperson for the Ministry of National Defense, answered questions from reporters regarding Ren'ai Reef. Wu Qian pointed out that the remarks made by the United States disregard the facts and unjustifiably accuse China of legitimate maritime rights protection and law enforcement actions, which China firmly opposes. The United States is not a party to the South China Sea issue and has no right to interfere with this issue. We demand that the United States immediately stop using the South China Sea issue to sow discord and sow discord, truly respect China's territorial sovereignty and maritime rights in the South China Sea, and respect the active efforts of regional countries to maintain peace and stability in the South China Sea. The Chinese military will resolutely fulfill its responsibilities and missions, and firmly safeguard national sovereignty and maritime rights and interests.

●The reporter learned from China Railway Nanning Bureau Group Co., Ltd. that at 9:30 a.m. on the 8th, in Fangchenggang City, Guangxi, a track-laying machine laid a group of 500-meter-long rails on the Fangchenggang-Dongxing railway pre-paved with ballast and sleepers. On the track bed, this marks the beginning of track laying of my country's first high-speed rail directly to the border between China and Vietnam-Fangdong Railway.

§International

South Africa's Minister of International Relations and Cooperation Pandor said on the 7th that South Africa is ready to host the 15th BRICS leaders' meeting.

● The European Union's climate monitoring agency Copernicus Climate Change Service said on the 8th that the past July was the hottest month since the agency recorded it in 1940, breaking many temperature records.

Preliminary statistics released by Japan's Ministry of Health, Labor and Welfare on the 8th showed that due to persistently high prices, Japan's real wage income fell 1.6 percent in June compared with the same period last year after deducting price increases, and decreased for 15 consecutive months compared with the same period last year.

●The International Whaling Commission warned on the 7th that there may be only 10 to 13 porpoises left in the world's smallest cetacean, and action is urgently needed to protect them, otherwise this animal will disappear from the earth.

● Israeli Prime Minister Benjamin Netanyahu recently released "positive remarks" on promoting the normalization of relations between Israel and Saudi Arabia ". In an interview with Bloomberg News, he hinted that for reconciliation with Saudi Arabia, Israel or compromise on the Palestinian issue.

● As Niger coup soldiers closed their airspace before the expiration of the Economic Community of West African States ultimatum, the situation in the region has become increasingly tense. The West Community did not directly respond to the move of Niger coup soldiers on the 7th, but said that a meeting will be held on the 10th to discuss the situation in Niger.

● Moody's Investors Service, an international rating agency, downgraded the credit ratings of a number of small and medium-sized banks on the 7th. Moody's also said it may downgrade the credit ratings of some large U.S. banks.

● The Norwegian data protection department confirmed on the 7th that the parent company of the US social media giant Facebook "Yuan" will be fined 1 million Norwegian kroner per day from the 14th for violating user privacy. The decision could have wider implications in Europe. The fine will last until November 3.

The focus of Jiefang Daily today

※ Version 1 Shanghai Students Chasing Youth Dreams in Universiade

※ 2 version from the "negative starting point" to the "no man's land"

※ Version 3 Northern Heavy Rainfall Is Really Related to Climate Warming