Shenzhen real estate market's move: This group of people is expected to reach a maximum of 100%! Children | Family | Population

Release time:Apr 14, 2024 13:28 PM

Recently, the market is full of expectations for favorable policies in the real estate market. On August 3rd, the Shenzhen Housing and Urban Rural Development Bureau publicly solicited opinions on the adjustment of matters related to the withdrawal of housing provident fund rental housing in our city.

The notice states that if an employee and their family members do not have commercial housing, policy housing, or guaranteed housing in Shenzhen, and within 12 months from the implementation of this notice, the employee can withdraw the housing provident fund during that period to pay rent, the maximum amount that can be withdrawn per month is 80% of the monthly deposit amount that should be applied for.

Key support for new citizens and young people

The Shenzhen Housing and Urban Rural Development Bureau stated that the "Notice" aims to implement the relevant work arrangements of the State Council on solving the housing problems of new citizens, young people, and other people, and increase support for new citizens, young people, and families with multiple children to rent housing and withdraw housing provident fund to alleviate housing difficulties.

Firstly, it is planned to gradually increase the rental withdrawal quota standards. It is reported that within 12 months from the implementation of this notice, employees who have no housing in Shenzhen will apply for rental withdrawal services, and the maximum monthly withdrawal amount will be increased from 65% of the monthly deposit amount to 80%. The relevant person in charge of Shenzhen Housing Provident Fund Management Center said that this policy of housing rent withdrawal is inclusive. As long as the conditions for handling housing rent withdrawal business in Shenzhen are met, no matter registered residence or age, housing provident fund can be withdrawn at 80% of the monthly deposit amount.

In addition, the Notice specifies that within 12 months from the implementation of the Notice, new citizens and young employees who do not have a house in Shenzhen can withdraw the full amount of housing provident fund according to the monthly deposit amount that should be applied for in the current month to pay rent.

It is understood that the rental extraction policy has a wide range of benefits. In 2022, there will be 2.5285 million employees in Shenzhen who have paid for the housing withdrawal business, of which more than 90% are new citizen employees who are not registered in registered residence and young employees aged 35 and below.

A favorable family with many children

Shenzhen real estate market's move: This group of people is expected to reach a maximum of 100%! Children | Family | Population

The Notice adds a preferential support policy for the housing provident fund of families with multiple children, and intends to clarify the support measures for employees of families with multiple children without housing in Shenzhen. That is, for families with two or more children and at least one underage child, if the employee and their family members have no commercial housing, policy housing, or affordable housing in Shenzhen, and the housing provident fund is withdrawn to pay rent, the maximum monthly withdrawal can be based on the amount of deposit required for the current month of application.

If the housing rental contract is filed with the housing authority in Shenzhen, the rental contract and rental invoice can be provided, and the actual monthly rent can be withdrawn without being limited by the monthly deposit amount; The Notice specifies that employees of this type should also submit relevant proof materials for their children and family when handling rental housing withdrawals.

Increase support for employees renting public rental housing

The Shenzhen Housing and Urban Rural Development Bureau plans to increase support for employees who rent public rental housing. In the Notice, it is specified that employees who meet the conditions stipulated in the Shenzhen Public Rental Housing Management Measures and rent public rental housing can withdraw their housing provident fund for rent payment based on the actual rent.

In addition, establish a direct payment support mechanism for rent of affordable rental housing. In order to improve the convenience for employees to pay rent for renting guaranteed rental housing, it is proposed to clarify that employees who rent guaranteed rental housing recognized by the municipal housing authority can authorize the housing provident fund center to transfer the housing provident fund they have withdrawn according to regulations to the bank account designated by the rental housing operation agency that meets the transfer conditions on a monthly basis during the validity period of the lease contract. This will further simplify the business processing process and improve the service experience of employees. The Shenzhen Housing and Urban Rural Development Bureau stated that this move may help employees obtain preferential support measures such as no deposit or rent reduction from rental housing operating agencies.

The Notice specifies that employees who withdraw housing provident fund for rent payment in accordance with the notice and withdraw it through the housing provident fund branch counter shall apply for withdrawal no more than twice a year; Those who apply for withdrawal through the self-service platform of the Municipal Housing Provident Fund Management Center can apply for withdrawal once a month.

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