News 1+1 | Keep an eye on the money bags of the elderly! How to "normalize" the crackdown on pension fraud? Project | Elderly Care | News
The elderly have been cheated out of their retirement money, and cases continue to emerge one after another. Faced with cases and current situations, how can pension fraud be warned and blocked in advance? Shandong proposes to establish a normalized mechanism for cracking down on and rectifying fraud in elderly care services. So, how can we promote the prevention and control of normalized elderly care fraud? News 1+1 invites Du Peng, a member of the Expert Committee of the National Committee on Aging and Vice President of Renmin University of China, to jointly focus on how to "normalize" the crackdown on elderly fraud?
What problems are exposed in typical cases of elderly fraud?
Since the beginning of this year, typical cases related to "pension fraud" have been continuously disclosed. The "Lupeng Illegal Absorption of Public Deposits Case" in Leping City, Jiangxi Province is a crime of illegal fundraising committed under the pretext of investing in "elderly care projects". In the case, the elderly care enterprise established by the elderly care fraud company was involved, and its actual controller had been sentenced to prison for fraud many years ago——
Retirement fraud cases are constantly emerging, and which aspects need to be particularly vigilant?
Du Peng, member of the Expert Committee of the National Committee on Aging and Vice President of Renmin University of China: There are three aspects: ① In recent years, elderly care fraud has increasingly targeted elderly people who have a strong need for elderly care services, and fraudsters are claiming to provide elderly care services. ② Like other scams, elderly care scams promise high kickbacks to the elderly, using extraordinary benefits to trap them in scams With the increasingly standardized market and the provision of more and more elderly care services, fraud is gradually spreading to third - and fourth tier cities, and even more remote areas, because the development of elderly care services in these areas is relatively not yet fully developed, and many elderly people are not timely enough about such scams. So these three aspects are particularly noteworthy for the elderly and family members.
How to better achieve information sharing in normalized governance of elderly fraud?
Du Peng, member of the Expert Committee of the National Committee on Aging and Vice President of Renmin University of China: There are two aspects that require greater efforts to improve Communication between management departments, such as whether the civil affairs department has such a pension service enterprise, whether there is such a pension institution, and whether the registered capital or operational ability exists? This is the supervisory department of the elderly care institution, which is the civil affairs department, responsible for verifying whether it can be uploaded to the corresponding administrative department for sharing after verification. For example, when the public security department receives corresponding reports, which ones are true and which ones have risks after verification, they should be shared among different departments to break down information barriers between departments To make society aware of this information, not only law enforcement agencies, but also the general public, especially elderly families, should be made aware of it. For example, when you see a lot of fancy propaganda, is it reliable or not? Is such a company legal? Is there any corresponding regulatory or legal reminders for this fundraising? For the elderly, it is very important to prevent them from being deceived, and it is also a way to break down information barriers.
How can the warning mechanism play a role in the renovation of elderly fraud methods?
Du Peng, member of the Expert Committee of the National Committee on Aging and Vice President of Renmin University of China: New forms of fraud often involve larger funds, higher fees, or more covert packaging. In this case, it is even more necessary for corresponding administrative departments to strengthen supervision. For example, the normalized governance mechanism in Shandong emphasizes the need to periodically capture keywords containing elderly care services, conduct spot checks on elderly care service providers of key enterprises, and share verified information. The more it involves funds, social impact, and the elderly, the more supervision and information sharing should be strengthened in terms of early warning.
Who is responsible for intervening in the supervision of large amounts of funds in pension fraud?
Du Peng, member of the Expert Committee of the National Committee on Aging and Vice President of Renmin University of China: This is not a department, but requires the joint enforcement mechanism of four departments to play a role. In this process, the first step is elderly care services, including the normalization measures that have been introduced. For these keywords related to elderly care, the elderly care department and the public security department should focus on supervision. At the same time, with a large amount of funds flowing online and using electronic finance for expenditure and income, financial regulatory authorities also need to establish mechanisms, especially to strengthen supervision of elderly care services. Including some elderly care services now, large-scale entry and exit should be included in such early warning mechanisms, and key monitoring should be strengthened.
