Multiple fines disclosed! Inner Mongolia Bank and its subsidiaries fined 5.1 million yuan
On August 31st, the website of the State Administration for Financial Supervision and Administration of China disclosed multiple fines. Inner Mongolia Bank and its subsidiaries were fined a total of 5.1 million yuan for multiple business violations, and multiple responsible persons were given amounts and warning penalties.
The details are as follows——
Received a high fine of 5.1 million yuan
The State Administration of Financial Supervision and Administration announced that Inner Mongolia Bank received multiple fines on the same day. Among them, Inner Mongolia Bank received three tickets, and its Hohhot branch and Small Enterprise Financial Service Center each received one ticket, with a total fine of 5.1 million yuan.
From the perspective of punishment reasons, Inner Mongolia Bank was mainly fined 500000 yuan by the Inner Mongolia Banking and Insurance Regulatory Bureau due to the excessive concentration of related party credit; Fined 300000 yuan for careless financial investment; Fined 500000 yuan for violating the issuance of guaranteed financial products.
At the same time, the Inner Mongolia Banking and Insurance Regulatory Bureau also imposed penalties on four relevant responsible persons. Gu Jianhua is the person responsible for Inner Mongolia Bank's illegal issuance of guaranteed principal wealth management and careless investment in wealth management, and has been given a warning; Xiao Xiaoming is the person responsible for Inner Mongolia Bank's illegal issuance of guaranteed financial products and has been given a warning; Fan Sanwei and Xi Shusen are both responsible for the excessive concentration of credit granted by Inner Mongolia Bank's affiliated parties and have been given warnings.
In addition, on the same day, the Small Enterprise Financial Service Center of Inner Mongolia Bank was fined 3.3 million yuan for illegally transferring costs. Among them, Wu Xuemei and Wang Jianzhong, who were responsible for the illegal transfer of costs by the Inner Mongolia Bank Small Enterprise Financial Service Center, were both warned.
On the same day, Inner Mongolia Bank Hohhot Branch was fined 500000 yuan for illegally concealing asset quality. Among them, Ban Wenhui and Song Jianjun were the responsible persons for the bank's illegal concealment of asset quality, and were both given warnings.
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Heavy penalties for credit business violations
Recently, many small and medium-sized banks have been heavily targeted by regulatory authorities for violating credit business regulations. Just two days ago, Jiangxi Bank was also fined a total of over one million yuan for credit business violations in multiple branches.
On August 29th, the State Administration for Financial Supervision and Administration of China released 7 fines, targeting the Pingxiang Branch and Luxi Branch of Jiangxi Bank, as well as the Pingxiang Branch of the Small Enterprise Credit Center and its related responsible persons.
The fine shows that the main illegal fact of Jiangxi Bank Pingxiang Branch is the return of discounted funds to the issuer; The main illegal fact of Jiangxi Bank Pingxiang Luxi Branch and Small Enterprise Credit Center Pingxiang Branch is that the loan funds have been diverted for other purposes.
Peng Zhengjie and Yang Jieqin are directly responsible for the illegal behavior of the discounting funds flowing back to the issuer of Jiangxi Bank Pingxiang Branch; Jinxing is directly responsible for the illegal act of misappropriating loan funds from the Pingxiang Luxi Branch of Jiangxi Bank for other purposes; Zhang Ziqi is directly responsible for the illegal act of diverting loan funds from the Pingxiang Branch of Jiangxi Bank's Small Enterprise Credit Center for other purposes.
In response to the above-mentioned illegal acts, according to Article 46 of the Banking Supervision and Administration Law of the People's Republic of China, Jiangxi Bank has been fined a total of 900000 yuan, and Pingxiang Branch, Pingxiang Luxi Branch, and Pingxiang Branch of Small Enterprise Credit Center have been fined 300000 yuan respectively; According to Article 48 of the Banking Supervision and Administration Law of the People's Republic of China, relevant responsible persons shall be given a warning.
In addition, on August 17th, Longjiang Bank was also issued the largest penalty this year. According to information disclosed by the State Administration for Financial Supervision and Administration, Longjiang Bank Harbin Edmonton Branch imposed a fine of 7.8 million yuan on it for "inaccurate classification of loan five levels".
On August 14th, the Wenzhou Regulatory Bureau of the former China Banking and Insurance Regulatory Commission issued two fines targeting Wenzhou Bank and Wenzhou Bank Leqing Branch. Among them, the main illegal fact of Wenzhou Bank is the concealment of case information; Illegally issuing loans; Provide false information. The main illegal fact of Wenzhou Bank Leqing Branch is that the account manager embezzled bank funds by taking advantage of his position.
![Multiple fines disclosed! Inner Mongolia Bank and its subsidiaries fined 5.1 million yuan](https://a5qu.com/upload/images/4b67de02520acd7cb0a8f24fc6e7e1d6.jpg)
A fine of 1.5 million yuan will be imposed on Wenzhou Bank for the above-mentioned illegal acts; A fine of 500000 yuan was imposed on the Leqing Branch of Wenzhou Bank.