Bank card deposit of 140000 yuan in 20 minutes? I may have committed this crime. Settlement | Information Network | Bank Card
Recently, an ordinary young man from Nanhai, Foshan, Guangdong, received 140000 yuan from his bank card in just 20 minutes. What kind of business did he do?
"Because I have a record of loan overdue, when I needed to borrow again, I saw someone on my phone who could help me with the loan application, and immediately agreed." To successfully apply for the loan, the young man, Zeng, took the initiative to contact the other party and arranged a meeting place. After the meeting, the other party said that they only needed Zeng to provide his bank card to help "swipe the transaction flow" and then they could help him apply for a loan. Zeng immediately agreed when his mind was hot, not only handing over his bank card and password to the other party, but also cooperating multiple times with facial recognition verification on his phone.
Afterwards, Zeng's bank card frequently received 4 transactions totaling over 140000 yuan within 20 minutes, and was quickly withdrawn afterwards.
Coincidentally, the police arrested another Yang who had the same behavior within the jurisdiction. According to Yang's account, after receiving a reward of 250 yuan, he lent his bank card to others to "swipe the cash flow".
At present, Zeng and Yang are suspected of aiding information network criminal activities and have been criminally detained by the public security organs in accordance with the law. The case is under further investigation.
The police remind that in general, criminals will release false online part-time job information through online channels and use gimmicks such as "making money easily and earning thousands of yuan a day" to lure others to engage in this "work". Citizens should be wary of the "score running" trap, pay attention to protecting personal privacy information, and not be easily tempted by unrealistic high profits on the Internet. They should also not rent out their bank cards, mobile phone cards, payment accounts, etc. at will, so as not to become accomplices to criminals who commit illegal crimes and harm themselves.
【 Law Popularization Classroom 】
So, what is the crime of aiding information network criminal activities? It is reported that the full name of the "crime of helping trust" is the crime of helping information network criminal activities. The first paragraph of Article 287-2 of the Criminal Law of the People's Republic of China stipulates that, knowing that others use information networks to commit crimes, they should provide technical support for their crimes such as Internet access, server hosting, network storage, communication transmission, or provide help such as advertising promotion, payment and settlement. If the circumstances are serious, they should be sentenced to fixed-term imprisonment of not more than three years or criminal detention and should also, or should only, be fined.
Not only that, illegal activities such as renting, selling, and buying and selling "two cards" may also touch upon the crimes of "two cards", such as obstructing credit card management, stealing, buying, and illegally providing credit card information, infringing on personal information of citizens, concealing and concealing criminal gains and gains, as well as the punishment of accomplices such as fraud and opening a casino.
Selling "two cards" and accounts may face the following consequences——
Credit punishment: The People's Bank of China will transfer relevant information to the financial credit basic database, and record violations in personal credit reports, which will affect the loan and credit card applications of relevant personnel within a certain period of time.
Restricted business: Banks and payment institutions are not allowed to open new accounts for relevant units and individuals within 5 years. For those who apply to open an account after the punishment period expires, banks and payment institutions will increase their review efforts.
Strictly manage accounts: According to the Anti Telecommunications and Network Fraud Law of the People's Republic of China, individuals who have been criminally punished for engaging in telecommunications and network fraud activities may be prohibited from leaving the country by the public security organs at or above the district level based on the crime situation and the need to prevent recidivism, for a period of six months to three years from the date of completion of punishment, and shall be notified to the immigration management agency for enforcement.
Legal sanctions: Renting, selling, lending, purchasing personal bank accounts, mobile phone cards, and various payment accounts are all illegal acts. Providing one's own card to criminals for use is an accomplice of criminals and they also bear legal responsibility.
