Two thousand households can enjoy it without applying for it... Does anyone understand me without self certification? Innovative enterprises will lose a lot of financial support if they ignore this "news" | One Network Service | Economic and Information Commission | Innovative Enterprises | Listing | Science and Technology Innovation Board | Enjoy without Application | Aopumai
Innovative enterprises can enter the "Message Center" of the "One Stop Service" portal website, click on the message with the "No Application, Enjoy" tag, and jump to the online information filling. Within 5 working days after submission, relevant banks and enterprises will be connected to facilitate the enterprise's access to financial support services. This is a policy dividend sent by the Shanghai Municipal Commission of Economy and Information Technology to enterprises in Shanghai who hold hardcore technology during the starting year of the 14th Five Year Plan. Since 2021, there have been over 2100 beneficiaries.
One of the beneficiaries is Shanghai Aupumai, a biotech company specializing in cell culture. During the epidemic, overseas culture medium manufacturers of Aupumai experienced production interruptions and logistics stagnation, forcing Aupumai to accelerate its independent research and development of culture media. Based on the "One Network Service", Bank of Communications has flexibly allocated a short-term credit limit of 100 million yuan to Aopumai, and actively offered interest to provide low interest loans with an interest rate of only 3%, allowing the company to quickly expand production capacity and seize market share. In September 2022, Aopumai Biotechnology was successfully listed on the Science and Technology Innovation Board.
The Shanghai Municipal Commission of Economy and Information Technology introduced that focusing on the pain points and difficulties commonly found in innovative enterprises, such as high R&D investment risks, long return cycles, tight cash flow, difficult financing and collateral, high interest rates, and long approval cycles, in 2021, the Shanghai Municipal Commission of Economy and Information Technology signed a "Special Financial Support Service Plan for Innovative Enterprises" with multiple banks, relying on the "one-stop service" to accelerate the promotion of policies and services that benefit enterprises and the people, and achieving direct access to preferential policies for enterprises.
One of the highlights of this reform, which is different from the past, is that it has shifted from companies searching for policies everywhere to actively and accurately pushing good policies to enterprises. In the past, industrial departments and financial institutions often held promotional meetings to guide enterprises in filling out complex demand forms, which were then provided to bank approval departments for credit qualification and limit review. But now, companies do not need to self certify and some people understand. By mining, analyzing, and applying shared data resources in the city's big data center, industrial departments and financial institutions can accurately locate enterprises that meet the application requirements. In the form of "one-stop" on-site messages, they can directly push the "no application, no enjoyment" policy services to the corporate legal representative.
After the policy is accurately pushed, enterprises only need to submit a "willingness confirmation", and the signing bank will implement special credit resource support, including special debt financing, merger and acquisition loans, investment loan linkage, financing leasing, listing guidance, personal financial services and other businesses, and provide exclusive interest rate discounts and exclusive green channels to achieve "nearby services+rapid approval". Shanghai Xianhui Automation Technology Co., Ltd. is a listed company on the Science and Technology Innovation Board that focuses on intelligent manufacturing of new energy battery equipment. During the epidemic, there were issues with cash flow. Construction Bank adopted online methods such as "video recording" and "remote signing" to successfully disburse the first 60 million yuan special financing funds to enterprises in less than a week. Within the following month, the bank once again responded to the needs of the enterprise by issuing an additional 50 million yuan of special financing funds.
The "Innovative Enterprise Special Financial Support Service Plan" has been implemented so far, providing a total of 168.656 billion yuan in special credit funds to more than 2100 enterprises. It is reported that the number of contracted banks has increased to 10, providing special credit funds of up to 820 billion yuan for various innovation activities of local enterprises.
